• Products 

• Michael White
  Bank Insurance Fee Income Report

• Michael White Bank Annuity Fee Income Report

• MWA Fee Income Ratings Reports

• Equias Alliance / 
  Michael White 
  BOLI Holdings Report

• MWA BOLI Capital Concentration Report

• How to Order

• Order Online

• Mail Order Form

• Pricing Information

• Downloadable BOLI Capital Concentration Report Flyer

• Sample BOLI Capital Concentration Report

• How to know if your institution's BOLI holdings are considered an outlier

• Further Information on 
  Regulatory Requirements:

• Interagency Statement on Purchase and Risk Management of Life Insurance
  SEE PAGES 10-11

• Federal Reserve Board Supervisory Letter on Interagency Statement

• OCC Bulletin 2004-56 
  Subject: Bank-Owned Life Insurance

• FDIC Financial Institution Letter FIL-127-2004

• Michael White - IPI Bank Wealth Management Report

• A Comprehensive Guide to Bank Insurance

• The MWA Compliance Checklist for Nondeposit Investment Sales

• How to Sell Insurance From Banks

BOLI Capital Concentration Report

The BOLI Capital Concentration Report 
lets you know if your bank's BOLI holdings 
comply with this new regulatory requirement:¹
     

The BOLI Capital Concentration Report:

• Compares and ranks your bank’s BOLI holdings in cash surrender value (CSV) to those of other banks with BOLI nationally, in its asset- peer group, and in its charter class. (A)

• Measures BOLI holdings — as a percent of Tier 1 capital and as a percent of the sum of Tier 1 capital and the allowance for loan and lease losses — so the bank may determine whether regulatory and internal capital concentration guidelines limiting the aggregate CSV of BOLI policies from all insurance companies are being met. (B)

• Calculates your bank’s peer-group mean, median, and standard deviation, the bank’s rank, percentile, deviation from the mean, and difference from the mean in standard deviation units to: 
  (1) measure the degree of concentration of the bank’s BOLI assets, 
  (2) perform a peer analysis of BOLI holdings relative to capital, and 
  (3) assess whether the bank is “an outlier.” (C)

• Generates a statement of findings regarding your bank’s BOLI holdings relative to capital compared to the holdings of its peers. (D)

¹ Interagency Statement on the Purchase and Risk Management of Life Insurance, Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, December 7, 2004

CLICK HERE TO ORDER ONLINE
or
CLICK HERE TO DOWNLOAD
MAIL-IN ORDER FORM

HOME  |  ABOUT  |  PRODUCTS  |  SERVICES  |  CONTACT  |  LINKS  |  SITEMAP  |  SEARCH  |  MICHAEL WHITE ASSOCIATES  
PRESS RELEASES  |  EDITORIAL  |  ARTICLES  |  RECEIVE FREE BANKINSURANCE.COM EMAIL UPDATES
  

BankInsurance.com™, Michael White Associates, MWA and all associated text, logos and images are protected by trademark and copyright. 
© Michael White Associates, LLC 1997-. All rights reserved.